{"id":54,"date":"2017-03-11T03:32:48","date_gmt":"2017-03-11T03:32:48","guid":{"rendered":"http:\/\/pageoneseodomination.com\/test-fundemental\/?page_id=54"},"modified":"2023-06-05T11:56:51","modified_gmt":"2023-06-05T11:56:51","slug":"pre-retirement-planning","status":"publish","type":"page","link":"https:\/\/fundamental.ie\/pre-retirement-planning\/","title":{"rendered":"Pre-Retirement Planning"},"content":{"rendered":"<div><\/div>\n<h1>Is Your Pension Plan Sufficient? Preparing For Retirement Cannot Start Early Enough.<\/h1>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Apart from your working life income and your property, your pension fund will probably be the single biggest asset you have. Ask someone about their income and they will be able to answer your questions rapidly. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Ask someone about their property and they will be able to tell you it\u2019s approximate worth, the term left on any mortgage, the type of mortgage they have and their monthly repayments.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Ask someone about their pension and generally they struggle to answer more than two or three questions. Whether you are starting pension funding for the first time or you are someone who already has a pension in place these questions are important:-<\/span><\/p>\n<ul>\n<li><span style=\"font-size: 14pt;\">When do you plan to retire?<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">How much will you need to live on?<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">What pension fund should you have built up to sustain this level of income?<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Are you currently making the level of contributions necessary to achieve this pension fund?<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">What is your pension fund invested in? and how is it currently performing?<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">What are the charges being taken from your pension fund?<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Is your pension fund flexible? Will it move with you from employment to employment?<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">If you are a member of a company pension scheme, can you make additional voluntary contributions to increase your pension fund at retirement?<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Do you understand the generous tax reliefs available for your pension funding?<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">Remember, it is <span style=\"text-decoration: underline;\">you<\/span> and not your accountant or broker or pension provider who is going to have to rely on this pension fund, so it is imperative that you take the same approach to your pension that you would to your income or your mortgage. <\/span><\/p>\n<h2 style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">We insist on regular pension reviews to ensure that your pension planning is in line with your retirement needs.<\/span><\/h2>\n<p><span style=\"font-size: 14pt;\">We give advice on a range of pension products:-<\/span><\/p>\n<ul>\n<li><span style=\"font-size: 14pt;\">Personal Retirement Savings Account (PRSA)<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Directors Pension Plan<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Self-Directed and Self-Administered Pension Plan<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Additional Voluntary Contributions<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Approved Retirement Funds<\/span><\/li>\n<li><span style=\"font-size: 14pt;\">Buying Property through your pension fund<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">With our pension expertise, it is our job to go through the various options with you and put together the pension plan that most suits your needs at this moment in time. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">If your needs change or your employment status changes (e.g. employee to self-employed to limited company director) we will work with you to ensure that you still have the pension fund that suits you best.<\/span><\/p>\n<h3>Free Consultation For Pensions. Let&#8217;s Take A Fundamental Look At Your Financial Planning &amp; Pension Plan.<\/h3>\n<p><span style=\"font-size: 14pt;\"><strong>Let\u2019s get started \u2026..<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">We always follow a <strong><span style=\"text-decoration: underline;\">4 Step Process<\/span><\/strong> to gather your information on your current financial arrangements, assess their suitability for your current circumstances and fill in the gaps:<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>Step 1 \u2013 Initial Meeting (Investigation)<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\">We will sit down with you (and whomever you wish) to ask all the relevant questions which will<\/span><br \/>\n<span style=\"font-size: 14pt;\"> enable us to determine we are the right fit for you and your retirement planning.<br \/>\n<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>Step 2 \u2013 Needs Analysis (Fact Finding)<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\">We will gather all of your up to date financial information and then conduct a \u2018fair market analysis\u2019\u00a0to find solutions to your specific need.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>Step 3 \u2013 Recommendations<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\">We will present you with your pension options and discuss the merits of each.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>Step 4 \u2013 Implementation<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\">We will help you to put your chosen option(s) in place and guide you at every step of the way.\u00a0This will be done in a clear, concise, fuss free manner.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">For many businesses and families the initial 1 hour Investigation Meeting shows them the stark reality of what their lack of retirement planning is putting at risk.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>The benefit to you is complete clarity:<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\">\u2022 For your family<\/span><br \/>\n<span style=\"font-size: 14pt;\"> \u2022 For your business partners<\/span><br \/>\n<span style=\"font-size: 14pt;\"> \u2022 For your peace of mind<\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>We ensure there are:<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\">\u2022 No surprises<\/span><br \/>\n<span style=\"font-size: 14pt;\"> \u2022 Every recommendation is designed to match your specific circumstances<\/span><br \/>\n<span style=\"font-size: 14pt;\"> \u2022 Complete transparency and understanding of each recommendation<\/span><br \/>\n<span style=\"font-size: 14pt;\"> \u2022 We will simplify and consolidate your current financial needs<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Our mission is to ensure, as appropriate, you, your family or your business partners know exactly what financial product you own and why you own it.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">In addition we will complete an overview of your financial arrangements so that you will have a Roadmap for future financial planning.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">There is absolutely <span style=\"text-decoration: underline;\">no charge<\/span> for this and this is our guarantee to you, your family and business partners.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Don\u2019t forget this is a 1 hour meeting \u2013 Step 1 of a 4 Step Process that will simplify and consolidate your current financial needs and provide an Independent and tailored solution (s) for the future. This is too important to put on the long finger again.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Call <span style=\"color: #000000;\"><strong>Jacinta Lawlor<\/strong><\/span> on\u00a0<span style=\"color: #000000;\"><strong>01 906 0398<\/strong><\/span> and organise your complimentary 1 hour Investigation Meeting today \u2013 \u2018you have everything to gain and nothing to lose\u2019.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">We are happy to meet you (together with your accountant\/ solicitor\/ tax advisor if appropriate) at a location and time convenient for you.<\/span><\/p>\n<h3>Fundamental Life and Pensions Retirement Planning &amp; Early Retirement Financial Planning<\/h3>\n<p><span style=\"font-size: 14pt;\">Unit 11, Keypoint, Rosemount Business Park, Rosemount Park Drive, Ballycoolin, D11 W2YC, Ireland 01 906 0398<\/span><\/p>\n<p>Fundamental offer free retirement planning advice and pension advice in Dublin. Financial planning for retirement is essential to ensure that you are able to maintain your desired lifestyle in retirement. If you are preparing for retirement in Dublin, why not use our services for free pension advice &amp; pension scheme analysis? Is your pension fund sufficient? if not we can find the best pension plan for you.<\/p>\n<p><div class='content-column one_third'><img decoding=\"async\" src=\"http:\/\/fundamental.ie\/wp-content\/uploads\/2017\/12\/Financial-Broker-Dublin-Ireland.jpg\" alt=\"financial broker dublin\" \/><\/div><div class='content-column one_third'><img decoding=\"async\" src=\"http:\/\/fundamental.ie\/wp-content\/uploads\/2017\/12\/Financial-Advisors-Ireland.jpg\" alt=\"financial advisors ireland\" \/><\/div><div class='content-column one_third last_column'><img decoding=\"async\" src=\"http:\/\/fundamental.ie\/wp-content\/uploads\/2017\/12\/pension-advice-dublin.jpg\" alt=\"pension advice dublin\" \/><\/div><div class='clear_column'><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is Your Pension Plan Sufficient? Preparing For Retirement Cannot Start Early Enough. Apart from your working life income and your property, your pension fund will probably be the single biggest asset you have. Ask someone about their income and they will be able to answer your questions rapidly. Ask someone about their property and they [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-54","page","type-page","status-publish","hentry","post"],"_links":{"self":[{"href":"https:\/\/fundamental.ie\/wp-json\/wp\/v2\/pages\/54","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fundamental.ie\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fundamental.ie\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fundamental.ie\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fundamental.ie\/wp-json\/wp\/v2\/comments?post=54"}],"version-history":[{"count":13,"href":"https:\/\/fundamental.ie\/wp-json\/wp\/v2\/pages\/54\/revisions"}],"predecessor-version":[{"id":1030,"href":"https:\/\/fundamental.ie\/wp-json\/wp\/v2\/pages\/54\/revisions\/1030"}],"wp:attachment":[{"href":"https:\/\/fundamental.ie\/wp-json\/wp\/v2\/media?parent=54"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}